Medicare Advantage health plans provide different ways to get your health care coverage in the Medicare program. The Medicare Advantage health plan that you choose affects many things like cost, benefits, doctor choice, convenience, and quality.
To join a Medicare Advantage Plan, you must entitled to Medicare Part A and enrolled in Medicare Part B. You will have to pay the monthly Medicare Part B premium of $104.90 in 2015 to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer. Your costs may be different depending on your Part B premium, any Part D penalty that may apply, and whether you qualify for Extra Help from Medicare paying your drug costs.
Medicare Advantage Plans are available in many parts of the State. These are the Medicare Health Plans some of which have co-payments for Doctors office visits and Hospitals. We like to remind people that these are "managed care plans", and that Medicare is no longer your primary insurance, the health plan is.
Plans & Rates are effective January 1 through December 31.